Simple answers to frequent questions

At Freed Finance, we specialize in providing targeted legal assistance to address your foreclosure concerns. Here’s how we can help:

1. Investigation of Wrongful Foreclosure: We thoroughly review your foreclosure case to determine if any legal errors or procedural violations occurred. If we find evidence of wrongful foreclosure, we can help you challenge the process and overturn the sale.
2. Filing Claims for Surplus Funds: If your home has been sold at auction, there may be extra money beyond what was needed to pay off the mortgage. We assist in identifying and claiming this money on your behalf.
3. Guidance and Support: We provide clear guidance throughout the foreclosure process, explaining your options and the steps involved. Our team is committed to offering support and answering any questions you may have.
4. Housing Assistance: We understand that losing your home can be challenging. We may assist you in finding alternative housing solutions and connect you with resources to help prevent homelessness.
5. Contingency-Based Services: Our services are offered on a contingency basis, meaning we only get paid if we successfully recover funds or resolve your case. This ensures that our interests are aligned with yours and minimizes your financial risk.

Our goal is to help you navigate this difficult time with confidence, working towards a resolution that best supports your financial and personal well-being.

A wrongful foreclosure occurs when a lender or mortgage servicer improperly or illegally forecloses on a property. This can happen due to errors, procedural violations, or non-compliance with legal requirements. Common examples of wrongful foreclosure include:

• Incorrect Documentation: The lender fails to provide accurate or complete documentation proving they have the right to foreclose.
• Improper Notification: The borrower is not given proper notice or the correct amount of time to respond or cure the default.
• Inaccurate Accounting: Errors in accounting or miscalculation of the amount owed, leading to an unjust foreclosure.
• Failure to Follow Legal Procedures: The lender does not adhere to the required legal procedures or timelines for foreclosure.

How to Know If You’re a Victim:

• Review Your Mortgage Documents: Check if there are any discrepancies or errors in your loan documents or foreclosure notice.
• Examine Foreclosure Process: Ensure that all legal requirements and procedures were followed, including proper notification and opportunities to remedy the default.
• Seek Professional Advice: Consult with a foreclosure assistance expert or legal professional who can review your case and determine if wrongful foreclosure has occurred.

At Freed Finance LLC, we can help you investigate these aspects and determine if you may be a victim of wrongful foreclosure. If we find evidence of wrongful practices, we’ll assist you in challenging the foreclosure and seeking appropriate remedies.

Surplus funds are the excess money that remains after a property is sold at a foreclosure auction. If your home is sold for more than the total amount owed on the mortgage and associated foreclosure costs, the extra funds—known as surplus funds—are typically held by the court or the foreclosure trustee.

How to Claim Surplus Funds with Legal Assistance:

1. Confirm the Existence of Surplus Funds: We will help you verify whether surplus funds are available by contacting the foreclosure trustee or court responsible for the sale of your property.
2. Gather Necessary Documentation: We will assist in collecting and organizing the required documents, including proof of identity, property ownership, and any relevant foreclosure documents, such as the sale statement and evidence of the surplus amount.
3. File a Claim: Our legal team will prepare and submit a formal claim for the surplus funds on your behalf. This involves completing and filing the necessary forms and ensuring all required documentation is included.
4. Navigate the Process: We will handle the follow-up with the court or trustee, addressing any additional requests for information or documentation and ensuring that your claim is processed efficiently.
5. Ensure Proper Representation: Having legal assistance ensures that your claim is accurately filed and supported, increasing the likelihood of recovering the funds you are entitled to.

At Freed Finance LLC, we provide comprehensive legal support to help you identify and claim surplus funds from your foreclosure sale. Our experienced team will guide you through each step of the process, working to secure any money that is rightfully yours.

Here’s how it works:

1. Contingency Fee: We only charge a fee if we successfully recover surplus funds for you or resolve your foreclosure case. Our fee is a percentage of the amount recovered, which aligns our interests with yours.
2. No Upfront Costs: There are no initial costs or out-of-pocket expenses required to begin working with us. This approach minimizes your financial risk and ensures that our services are accessible without immediate financial burden.
3. Transparent Terms: We provide clear and transparent information about our fees and how they are calculated. You will be informed of the fee structure before you agree to our services.

Our goal is to provide effective assistance while ensuring that you are not financially stressed during the process. If you have any questions about our fees or how they are determined, we are happy to discuss them with you.

To effectively assist you with your foreclosure case or surplus fund claim, we will need several key documents and pieces of information, including:

• Proof of Identity: Valid identification such as a driver’s license or passport.
• Property Documents: Proof of ownership, including the mortgage agreement, deed, and any foreclosure notices or documents.
• Foreclosure Details: Information about the foreclosure sale, including the sale statement and details about any surplus funds.
• Financial Statements: Documentation related to your financial situation, such as income statements, bank statements, and any records of payments made.

Providing these documents helps us thoroughly review your case and ensures we can effectively support you throughout the process.

he duration of the foreclosure assistance process can vary depending on several factors, including the complexity of your case, the availability of surplus funds, and the responsiveness of the involved parties. Generally:

• Case Review and Investigation: This can take a few weeks as we gather and analyze the necessary documentation.
• Filing and Processing: The time to file claims or challenge a foreclosure may range from a few weeks to several months, depending on court schedules and administrative procedures.
• Resolution: Achieving a final resolution can vary based on the specific circumstances of your case.

We will keep you informed throughout the process and provide updates on the expected timeline based on your particular situation.

Yes, we can still assist if your home has already been sold at auction. Our services include:

• Surplus Funds: We can help you claim any surplus funds that may be available from the auction sale.
• Post-Foreclosure Issues: We can provide guidance and legal support for any additional issues that may arise even after the auction.

We’ll work to ensure you receive any funds or remedies you’re entitled to following the sale of your property.

Getting started with Freed Finance LLC is easy. Here’s how:

1. Contact Us: Reach out to us via phone, email, or through our website contact form to schedule an initial consultation.
2. Initial Consultation: During the consultation, we’ll discuss your situation, review the details of your case, and explain how our services can assist you.
3. Provide Documentation: Share the necessary documents and information related to your foreclosure or surplus funds.
4. Start the Process: We’ll begin working on your case, keeping you informed and guiding you through each step.

We are here to support you from the initial consultation to the resolution of your case.

If you receive a foreclosure notice, you should:

1. Review the Notice: Carefully read the notice to understand the details and deadlines.
2. Seek Immediate Assistance: Contact Freed Finance LLC as soon as possible. We can help you understand your options and provide guidance on the next steps.
3. Gather Documentation: Collect relevant documents related to your mortgage and foreclosure notice.
4. Respond Promptly: Act quickly to address the notice and avoid further complications.

Our team will work with you to evaluate your situation and provide the necessary support to address the foreclosure.

The chances of preventing foreclosure or getting a surplus fund claim approved depend on various factors, including:

• Case Details: The specifics of your foreclosure case, including any errors or wrongful practices.
• Surplus Funds: The availability and amount of surplus funds from the auction.
• Legal Strategy: The effectiveness of our legal approach and the documentation provided.

While outcomes can vary, our goal is to maximize your chances of a favorable resolution by providing expert assistance and pursuing all available options.